Shore at Lunaya Terraces: Getting In for 5%
Shore at Lunaya Terraces is a residential apartment project by Zaya, located in Jebel Ali, Dubai. Construction began in July 2026, with handover targeted for December 2029. The entry point here is unusually accessible: 5% down payment secures a unit at launch.
Jebel Ali: What Living Here Means in Practice
Jebel Ali occupies the southwestern end of Dubai, adjacent to the city's main deep-water port. It is not a leisure district, and the surroundings reflect that. Its position along Sheikh Zayed Road places Dubai Marina roughly 20 minutes away by car, and the Dubai Metro Red Line offers a direct public transport route into the city core.
The district sits immediately next to Dubai South and the Expo City precinct. That proximity shapes the investment rationale for buyers tracking development activity along that corridor. For residents, the practical picture is a quieter neighbourhood with good highway access but limited street-level retail and dining density compared to central Dubai.
What AED 2.18M to 4.2M Gets You
The price range runs from AED 2,180,000 to AED 4,200,000. The spread reflects three distinct unit types, each stepping up in size and price:
- 1-bedroom, 1,190 sq ft: from AED 2.18M
- 2-bedroom, 1,700 sq ft: from AED 2.92M
- 3-bedroom, 2,466 sq ft: from AED 4.2M
The one-bedroom is generously sized for its price. At AED 2.18M and 1,190 sq ft, it suits an investor targeting the rental market or a first-time buyer looking for more floor area than the city centre typically offers at this level. The two-bedroom suits couples or small families stepping up. The three-bedroom at AED 4.2M targets families who need the space and are comfortable committing to a Jebel Ali address for the longer term.
Facilities
| Category | Facilities |
|---|---|
| Wellness & Sport | Indoor Swimming Pool, Gymnasium |
| Outdoor & Landscape | Landscaped Gardens |
| Family | Children's Play Area |
| Dining | Restaurants |
| Security | CCTV Security |
The indoor pool stands out. In Dubai's climate, a covered pool extends the swimming season by months compared to an outdoor alternative and removes the peak-summer deterrent entirely. On-site restaurants reduce residents' dependence on driving out for meals, which is relevant in a location without central Dubai's walkable food options. The amenity set overall points toward families and long-term residents rather than short-stay tenants.
December 2029: What the Wait Means
Construction started in July 2026. The December 2029 target gives a build period of roughly three and a half years. For an off-plan buyer entering now, that window covers the full construction installment phase before the bulk payment falls due.
Three and a half years is a standard cycle for a development of this scale. The practical question for buyers is where the Jebel Ali residential market lands in late 2029 and how the handover value compares to today's purchase price.
Getting In for 5%
| Payment Stage | Percentage |
|---|---|
| Down payment | 5% |
| During construction | 20% |
| On handover | 75% |
5% down is the number that defines the entry here. On the lowest-priced unit at AED 2.18M, that translates to roughly AED 109,000 at signing. That is a low commitment to lock in an off-plan price.
The construction installments run at 20% spread across three and a half years, keeping the ongoing outlay modest. Then 75% falls due at handover in December 2029. The structure is back-loaded by design. The capital concentration at handover is the central variable in this payment plan, and it rewards buyers who can secure financing well ahead of that date.